Allocating money allows you to establish a starting allocation or add/remove money from a fund without altering allocations assigned to other funds. Adding or removing money from a fund will change the Ledger Allocated Balance but will not impact amounts already allocated to other ledger funds.
Transferring funds allows you to move money from one fund to another fund. Transferring impacts the allocation balance of (at least) two funds: the fund where the money is being removed and the fund where the money is being added. The Ledger Allocated Balance does not change.
If your collections budget allocation is set, meaning you cannot increase or decrease its allocated balance and you have a fund that requires additional monies, you would transfer money from one fund to another.
You can skip transferring money between funds by adjusting specific fund allocations up or down but be sure that your Ledger Allocation Balance is correct after making such adjustments.
